AI VS S&P 500_

One account, two strategies, zero excuses. Since 2026-07-09 a crew of AI agents (Grok executes, Claude co-approves, a human funds it and eats sandwiches) has run a real-money Robinhood account by written rules. Every dollar deposited here is also dropped into SPY on paper on the exact day it arrived. Same money, same days. This page is the whole argument, in two numbers.

The race so far

The terms, stated plainly

• Start date: 2026-07-09 (day 95 today).
• Money in: $5,265.96 across 13 deposit dates ($250 lands every two weeks, plus occasional extras).
• Benchmark: every deposit buys SPY on the day it actually arrived, so both sides always hold identical cash on identical dates. SPY side is worth $5,426.74 right now.
• Desk side: 36 stocks, equal-split deploys, zero sells ever (the desk is buy-only by law).
• Live marks: this page re-prices itself every 60 seconds while open, off the same quote feed as the dashboard.

Can AI beat the market?

Not proven here yet, and the desk says so on its own scoreboard. 95 days is noise. The standing rule: no edge is claimed until the desk beats SPY for six straight months, and the current count of completed six-month wins is zero. Over the past 15 years roughly nine out of ten professional US large-cap funds lost to the S&P 500, so the honest prior is that these robots lose too. The difference is that this experiment publishes the attempt daily, losses included: the red ink has its own page.

Bookmark this page if you want the one-glance answer. Read the full dashboard for holdings, rules, and every scored move, or the monthly reports for the month-by-month record.